Credit card benefit guide
How to use Uber, Lyft, and rideshare credits
Updated July 13, 2026
Quick answer: To use a credit card rideshare benefit, add the eligible card to the correct Uber or Lyft account, complete any enrollment, and check whether the value appears as app cash or a statement credit. Select the right payment method before checkout. This guide covers 7 cards with rideshare-related credits.
Rideshare benefits can arrive as app wallet cash, a card-linked membership benefit, or a statement credit after an eligible charge. The setup and reset behavior depend on the card, so confirm how the value appears before relying on it.
How to use Uber and Lyft credits
- 1
Add the eligible card to the rideshare account
Save the card in the correct Uber or Lyft account and complete any benefit enrollment required by the issuer.
- 2
Confirm how the credit appears
Check whether the value is deposited into an app wallet, applies as a membership credit, or posts after an eligible card charge.
- 3
Choose an eligible ride, order, or membership
Coverage can differ between rides, delivery, and memberships. Follow the current card terms.
- 4
Use the eligible card at checkout
Make sure the correct card or wallet credit is selected before completing the transaction.
- 5
Track the next reset
Monthly rideshare value often expires quickly, so verify the remaining balance before the end of each period.
Which cards include Uber and Lyft credits?
This guide covers 7 cards with Uber and Lyft credits.
American Express
Delta SkyMiles Platinum Card
$350 annual fee
Rideshare Credit
Up to $10Up to $10 per month in statement credits for rideshare purchases ($120/year).
American Express
Delta SkyMiles Reserve Business Card
$650 annual fee
Rideshare Credit
Up to $10Up to $10 per month in statement credits for rideshare purchases ($120/year).
American Express
American Express Gold Card
$325 annual fee
Uber Cash
Up to $10$10 per month in Uber Cash for U.S. rides or Uber Eats orders.
American Express
Platinum Card
$895 annual fee
Uber Cash
Up to $200$15 per month in Uber Cash for U.S. rides or Uber Eats orders, plus a bonus $20 in December ($200 total annually). Not tracked by Amex.
Uber One Credit
Up to $10Up to $10 per month in statement credits for an Uber One membership subscription ($120/year).
Cardless
Bilt Palladium Card
$495 annual fee
Lyft Credit
Up to $10$10 per month in Bilt Cash for Lyft rides ($120/year).
Chase
Sapphire Reserve
$795 annual fee
Lyft Cash Credit
Up to $10Up to $10 per month in Lyft credits ($120/year).
Citi
AAdvantage Executive World Elite Mastercard
$595 annual fee
Lyft Credit
Up to $10Up to $10 per month in statement credits for Lyft rides ($120/year).
What should you watch for?
Check the selected payment method
A default card, digital wallet, or business profile can bypass the card connected to the benefit.
Wallet cash and statement credits differ
Know whether value appears before checkout or only after a qualifying charge posts.
Monthly value is easy to strand
Set a reminder several days before month-end instead of waiting until the final evening.
Frequently asked questions
How do credit card Uber or Lyft credits work?
Depending on the card, value may appear in the rideshare app, cover a membership, or reimburse an eligible charge. Add the eligible card, enroll when required, and verify the selected payment method.
Which cards include rideshare credits?
This guide covers 7 cards with an Uber, Lyft, or rideshare credit, including American Express Delta SkyMiles Platinum Card, American Express Delta SkyMiles Reserve Business Card, American Express Gold Card, American Express Platinum Card, and 3 more. Check the issuer terms for the card you hold because enrollment, purchase, and reset rules differ.
Can rideshare credits be used for food delivery?
Some Uber benefits can also apply to Uber Eats, while other credits are ride-only or membership-only. Check the card-specific eligible use in the current terms.
Do monthly Uber or Lyft credits roll over?
Most monthly rideshare benefits expire if unused, but the exact rule depends on the card and benefit type. Check the app balance and issuer terms before month-end.
Benefit information is educational and may change. Enrollment, merchant coding, purchase eligibility, and reset rules are controlled by the issuer. Verify current terms before relying on a credit.
Keep the next deadline visible
Add your cards and record benefit usage manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer website and remind you before eligible benefits reset.
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