RewardSensei features
A clear plan for the cards you already carry
Check the next benefit deadline, see which card fits a purchase, review annual card value, or sync eligible bank offers. Household Hub and TripScope carry the same wallet into shared and travel decisions.
Credit card benefit tracking
Benefit tracker
RewardSensei puts recurring credits on one timeline with eligible merchants and reset schedules. Manual benefit tracking stays free. Pro can sync issuer-reported benefit activity for supported cards and remind you before benefits reset.
See how it worksCredit card recommendations for each purchase
Which Card
Which Card ranks the cards in your RewardSensei wallet for a recognized merchant or selected category using reward rates and your saved point values. It can exclude cards with foreign transaction fees. Listed reward caps and household owner labels appear as context. When you compare only your own cards, a merchant search can also show matching synced offers. Results are estimates because merchant coding and issuer terms control the rewards you actually receive.
See how it worksCredit card portfolio and renewal analysis
Card Advisor
Card Advisor helps you review a credit card portfolio using estimated rewards, supported spending-category data, recorded benefit usage, and annual fees. Free shows a limited spending and keep-or-cancel preview. Pro adds complete card analysis, category gaps, new-card considerations, retention paths, and Ask RewardSensei guidance.
See how it worksHousehold credit card management
Household Hub
Household Hub gives up to four people a shared view of selected cards, benefits, offers, and points. Owner labels show whose card earns more or whose credit is still unused. A Pro member creates the household, invited Free members can join, and each person controls what they share.
See how it worksCredit card offer sync and activation
Offer sync and activation
RewardSensei’s browser extension can sync available offers from supported Amex, Chase, Citi, and Bank of America accounts after you sign in on the issuer’s website. Syncing does not activate offers. Pro adds individual and eligible bulk activation in the extension. Confirm important activations in the issuer dashboard.
See how it worksCredit card planning for each trip
TripScope
TripScope plans around the cards you already hold. Add a destination, airports, and dates to see card picks for the trip, credits that still need attention, lounge access, travel insurance, and participating Resy restaurants for an unused dining credit.
See how it worksAward travel planning in TripScope
Award Readiness
With Pro, Award Readiness shows the travel rewards you track in RewardSensei next to a saved TripScope trip. See each person's balances, how many transfer options are listed, current transfer bonuses, hotel status, free-night certificates, and the trip's room count. You still search and book with the airline or hotel.
See how it worksCommon questions
What does RewardSensei do?
RewardSensei tracks cards, recurring benefits, and synced card-linked offers. Which Card compares the wallet for a purchase, Card Advisor reviews portfolio value and renewals, Household Hub coordinates shared cards, and TripScope plans around a saved trip.
Does RewardSensei store bank passwords?
No. Sign in on your bank’s website. RewardSensei uses your active browser session and does not ask for or store your bank username or password.
Which RewardSensei features require Pro?
Automatic benefit tracking for supported cards, all in-extension offer activation, household creation, full Card Advisor and TripScope guidance, and benefit, trip, credit limit request, and location reminders require Pro. Annual-fee, statement-closing, utilization, and weekly-digest notifications remain available on Free. Invited Free members can join and view allowed household data.
How does Award Readiness help with award travel?
For Pro members, Award Readiness shows each person's points, miles, current transfer bonuses, hotel status, and free-night certificates beside a TripScope trip, along with the number of transfer options listed. It does not search award availability or transfer points.
Start with the cards already in your wallet
Add cards and record benefit usage manually on the Free plan. Compare plans when you want automatic benefit tracking for supported cards, eligible offer activation, household creation, full Card Advisor or TripScope guidance, or personal reminders.