Cardless · $495 annual fee
Cardless Bilt Palladium Card benefits and credits
Cardless Bilt Palladium Card has 5 listed credits with an estimated annualized face value of up to $900 when fully used. The annual fee is $495. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with Cardless.
$900
estimated annualized value
$495
per year
+$405
Based on full eligible use at face value
8
5 credits · 3 perks
Which credit benefits does this card include?
Hotel Travel Credit
$200 semi-annually in statement credits for hotel bookings ($400/year).
$200
semiannual · $400 estimated annualized value
Annual Bilt Cash Credit
$200 annual Bilt Cash credit.
$200
annual
Lyft Credit
$10 per month in Bilt Cash for Lyft rides ($120/year).
$10
monthly · $120 estimated annualized value
Walgreens Credit
$10 per month in Bilt Cash for Walgreens purchases ($120/year).
$10
monthly · $120 estimated annualized value
GoPuff Credit
$5 per month in Bilt Cash for GoPuff orders ($60/year).
$5
monthly · $60 estimated annualized value
What other benefits does this card include?
Priority Pass Select
Priority Pass Select lounge access including 2 guests per visit.
Cell Phone Protection
World Legend Mastercard cell phone protection when bill is paid with the card.
No Foreign Transaction Fees
No foreign transaction fees on international purchases.
Related benefit guides
Frequently asked questions
What is the estimated annualized value of Bilt Palladium Card credits?
Cardless Bilt Palladium Card has 5 listed credits with an estimated annualized value of up to $900 when every eligible benefit is fully used.
Does the Bilt Palladium Card annual fee make sense?
Based on full eligible use at face value, the listed credits' estimated annualized value is about $405 more than the $495 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.
Which Bilt Palladium Card benefits should I track first?
Start by reviewing Hotel Travel Credit, Annual Bilt Cash Credit, and Lyft Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.
What should I verify before relying on Bilt Palladium Card benefits?
Check current Cardless terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.
Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with Cardless.
Keep these credits on your list
Track all 5 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.