Your calm, knowledgeable credit card benefits copilot

Managing credit card benefits

shouldn't be a full-time job

RewardSensei handles the complexity - building your wallet, tracking expiring benefits, activating eligible offers in batches with Pro, and showing you which card to use - so you get more value with less work and more peace of mind.

By joining, you agree to receive Closed Beta and launch emails. You can unsubscribe at any time. Read our privacy policy.

See it in action

Closed Beta. Join the waitlist to request access.

Chrome and Firefox extensions are live; web and Android are in Closed Beta.
Which Card results for Starbucks showing American Express Gold Card as the top modeled pick
Demo example: this personal-wallet merchant search ranks cards by reward rate and saved point value, then shows a matching offer, cap terms, and fees as context.
  • Automatic card sync
  • Eligible batch offer activation with Pro
  • Unlimited cards on Free
  • Web · Closed Beta
  • Android · Closed Beta
  • Chrome and Firefox · Live

Built for the cards already in your wallet

Amex
Amex
Chase
Chase
Citi
Citi
Capital One
Capital One
Bank of America
Bank of America

Don't spend your precious moments thinking about credit card benefits

The parts nobody wants to keep track of

A credit that resets Thursday. A fee that renews in six weeks. A trip with four cards’ worth of benefits attached. You don't have to hold it all in your head anymore.

The credit that resets Thursday

You would have found out the credit expired on Friday

Monthly, quarterly, and annual credits each reset on a schedule you didn’t pick. RewardSensei puts your cards’ reset dates on one timeline, so the next one shows up before it’s gone instead of after.

Explore benefit tracking

The fee that posts in six weeks

Decide before the fee hits, not after

Card Advisor puts estimated rewards, the benefits you actually recorded, and the annual fee side by side, with the assumptions visible. You go into renewal knowing whether the card earned it.

See all product features

Lisbon in March, hotels and flights booked

Which of your four cards covers the rental car?

One of you booked the flights. The other has the card with primary rental coverage, a lounge at the connection, and a dining credit that expires the week you’re gone. TripScope lines it up against the trip you actually saved, so the planning happens once.

Sensei
“I’d pack David’s Venture X for this one.”

Save a trip on Free. Full trip guidance is Pro.

Explore TripScope

Whose Aeroplan account has the miles?

Stop opening six tabs to find out what you’ve got

Points, miles, hotel status, and certificates sit in different accounts under different names. RewardSensei keeps each person’s balances under their own name, next to the trip you’re planning, so you know which account to open before you start searching.

Tracking is free. Seeing it beside a saved trip is Pro.

Explore Award Readiness

The credit that resets Thursday

You would have found out the credit expired on Friday

Monthly, quarterly, and annual credits each reset on a schedule you didn’t pick. RewardSensei puts your cards’ reset dates on one timeline, so the next one shows up before it’s gone instead of after.

Explore benefit tracking
RewardSensei dashboard showing benefits resetting soon and remaining value

The fee that posts in six weeks

Decide before the fee hits, not after

Card Advisor puts estimated rewards, the benefits you actually recorded, and the annual fee side by side, with the assumptions visible. You go into renewal knowing whether the card earned it.

See all product features
Card Advisor comparing the estimated annual value of two credit cards

Lisbon in March, hotels and flights booked

Which of your four cards covers the rental car?

One of you booked the flights. The other has the card with primary rental coverage, a lounge at the connection, and a dining credit that expires the week you’re gone. TripScope lines it up against the trip you actually saved, so the planning happens once.

Sensei
“I’d pack David’s Venture X for this one.”

Save a trip on Free. Full trip guidance is Pro.

Explore TripScope
TripScope plan for London showing credits to review and JFK lounge matches

Whose Aeroplan account has the miles?

Stop opening six tabs to find out what you’ve got

Points, miles, hotel status, and certificates sit in different accounts under different names. RewardSensei keeps each person’s balances under their own name, next to the trip you’re planning, so you know which account to open before you start searching.

Tracking is free. Seeing it beside a saved trip is Pro.

Explore Award Readiness
Award Readiness example showing points and miles grouped by person, an example Aeroplan transfer bonus, and hotel certificates

What Closed Beta testers are saying

The best proof is what happens when the spreadsheet, portal hopping, and forgotten credits finally stop getting in the way.

“I had no idea I was leaving so many credits on the table. RewardSensei caught two expiring Amex credits I completely forgot about - that alone saved me $200.”

Li Y.

Travel rewards enthusiast

“The "Which Card?" feature is a game-changer. I used to Google bonus categories every quarter - now I just check RewardSensei at checkout.”

Jason K.

Points and miles optimizer

“My wife and I finally have one place to see all our cards. The household view means we stop accidentally missing each other's offers.”

Steve M.

Household of 5 cards

Up and running in 3 minutes

No spreadsheet to build. No bank credentials to hand over. Add cards automatically from supported bank sessions, or choose them manually if you prefer.

1

Create your free account

Start with unlimited card tracking across leading US issuers, plus any custom cards you add. No card number or bank password is required.

2

Install the extension

Use Chrome or Firefox, then sign in directly on a supported bank website. Matched cards and eligible account data sync into your RewardSensei wallet.

3

Let your sensei take it from here

See what resets next and which card fits the purchase. Pro can import supported benefit activity, activate eligible offers in batches, and remind you before benefits expire.

Only on RewardSensei

Household Hub

Your partner is at the register, texting you “which card?”

By the time you answer, it’s 1x on the whole grocery run. Household Hub compares the cards you each choose to share, so whoever is standing at the checkout gets the answer, with the owner’s name on it. Up to four people, and everyone decides what they share.

You can finally peel the sticker off the back of the Gold card.

Current platforms

Chrome and Firefox extensions are live; web and Android are in Closed Beta.

  • Full web dashboard · Closed Beta

    Plan, compare, and manage the complete wallet from any browser.

  • Android app · Closed Beta

    Carry recommendations, benefit status, offers, points, and trip guidance.

  • Chrome and Firefox extensions · Live

    Sync supported bank data and use Pro to activate eligible offers while you’re signed in on the bank website.

Only on RewardSensei

You’re outside the restaurant, not thinking about cards

With Pro and location turned on, your phone can nudge you before you sit down. Location stays off until you switch it on.

RewardSensei Household shared wallet for RewardSensei Demo and Alex Morgan
Share only the household data you choose.

Simple pricing

Start free. Add Pro when you want less work.

Pro automates benefit updates and reminders, helps you activate eligible offers, and adds household management and deeper guidance. Free keeps your cards, offers, loyalty balances, and trips synced and organized, with manual benefit tracking.

Free

Organize and understand your wallet

$0 / month

  • Unlimited cards
  • Benefit schedules and manual usage tracking
  • Sync and view offers for supported issuers
  • Which Card recommendations
  • Points and lounge tools
Join waitlist
Founder web pricing

Pro

Automate benefit updates and reminders, activate eligible offers, manage a household, and get deeper guidance.

$5.99 / month

$59.99/year

  • Everything in Free
  • Automatic benefit tracking for supported cards
  • Individual and eligible bulk offer activation
  • Benefit, trip, credit-limit-request, and location reminders
  • Full Card Advisor and Ask RewardSensei
Join waitlist
Compare all plan details

Web prices shown. Pricing may differ by purchase platform. You'll see the exact price and renewal terms before you pay.

Request Closed Beta access

Join the waitlist to request Closed Beta access and receive launch updates.

By joining, you agree to receive Closed Beta and launch emails. You can unsubscribe at any time. Read our privacy policy.

Automation without handing over your bank password

RewardSensei works from the bank sessions you already use and keeps control of your data in your hands.

Your wallet stays private

Card and benefit records stay private unless you choose to share specific data through Household Hub.

Sign in at your bank, not with us

RewardSensei uses your active browser session and never asks for or stores your bank username or password.

Keep control of your data

Export your account data or request account deletion from settings whenever you choose.

Privacy, sync, and award planning

Common questions, clear answers

RewardSensei should reduce the work in your wallet without making you wonder what it can access or where your data goes.

Read the privacy policy

Does RewardSensei need my bank password?

No. You sign in on your bank's website. The Chrome or Firefox extension uses that active browser session, and RewardSensei does not ask for or store your bank username or password.

How does bank sync work?

Visit a supported bank website and sign in, then let the extension import matched cards and supported account data. Sync alone does not enroll offers. With Pro, you can activate eligible offers manually or enable off-by-default automatic activation for Amex, Chase, Citi, and Bank of America. Automatic activation runs after a supported bank-page sync while you remain signed in and eligible offers are present; coverage varies by issuer, account, and offer.

Who can see my wallet data?

Your wallet stays private unless you choose to share specific data through Household Hub. You can change sharing preferences and export or request deletion of your account data from settings.

Can RewardSensei find award flights or hotel nights?

No. You can track points, miles, hotel status, and free-night certificates with a Free account. With Pro, Award Readiness shows them beside a saved TripScope trip, along with current transfer bonuses and how many transfer options are listed for each person. It does not search for available award flights or hotel nights, transfer points, or book travel.