Household credit card management
Share credit card rewards across your household
Quick answer: Household Hub gives up to four people a shared view of selected cards, benefits, offers, and points. Owner labels show whose card earns more or whose credit is still unused. A Pro member creates the household, invited Free members can join, and each person controls what they share.
At checkout, the better card may belong to another household member. Household Hub compares shared cards while keeping the owner’s name and sharing choices attached to the result.
Availability: Creating a household is a Pro feature. A household supports up to four total members, and invited free members can join and view the shared hub.Current distribution: Chrome and Firefox extensions are live; web and Android are in Closed Beta.
What Household Hub does
One shared card view
See participating cards with owner labels, so you know who carries each card.
Household benefits and offers
Switch benefits and offers into household mode to spot value on another member’s card without changing who owns the account.
Cross-member card recommendations
Which Card can compare eligible household cards and call out when another member’s card has the strongest return for a purchase.
Expiring-value insights
Household summaries can show an unused benefit with the name of the member who owns the card.
Combined points visibility
See loyalty balances by program and the name of the member who owns them.
Sharing preferences
Members control whether cards, benefits, offers, and points are included in shared views.
How it works
- 1
Create a household
A Pro user names the household and becomes its owner.
- 2
Invite members by email
The owner sends an invitation. Up to four people, including the owner, can belong to the household.
- 3
Choose sharing preferences
Each member chooses which cards, benefits, offers, and points appear in household views.
- 4
Use household mode
Compare shared cards, benefits, offers, points, and recommendations while owner labels keep every result understandable.
Household Hub FAQ
How many people can join a RewardSensei household?
A household supports up to four total members, including the owner. Pending invitations also count toward the limit until they expire or are canceled.
Does every household member need RewardSensei Pro?
A Pro user is required to create the household. Invited Free users can join and view the shared household hub. Each member still needs Pro to use Pro features in their own account.
Can household members control what they share?
Yes. Each member chooses which cards, benefits, offers, and points appear in household views.
Can RewardSensei recommend another household member’s card?
Yes. When household mode is enabled and that card is shared, Which Card can compare it with your own cards and label the owner in the result.
Are trips shared automatically across the household?
No. Trips remain personal to the member who creates them. For Pro guidance, TripScope can consider household-shared cards where the sharing settings allow it.
Try RewardSensei with your own cards
Adding cards and recording benefit usage are free. Check the pricing page for the parts of Household Hub that require Pro.
Related guides and features
TripScope travel planning
Plan a trip using eligible cards and benefits across the shared wallet.
Learn moreBest travel credit cards
Compare travel cards by the job each one does best.
Learn moreBenefit tracker
See recurring card credits, current usage, eligible merchants, and reset periods in one credit card benefits tracker.
Which Card
Rank cards by reward rate and saved point value. Review caps, fees, and owners; personal-wallet merchant searches can also show matching offers.
Card Advisor
Compare estimated rewards, recorded benefit value, and annual fees before renewal. Free includes a preview; Pro adds complete portfolio guidance.
Offer sync and activation
Sync available offers from supported issuers with the browser extension. Pro adds separate, user-initiated activation for eligible offers.
Award Readiness
With Pro, see each person's points, miles, hotel status, and free-night certificates beside a saved TripScope trip, plus how many transfer options are listed.