Citi · $595 annual fee
Citi Strata Elite Card benefits and credits
Citi Strata Elite Card has 4 listed credits with an estimated annualized face value of up to $730 when fully used. Multi-year credits are averaged across their eligibility periods. The annual fee is $595. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with Citi.
$730
estimated annualized value
$595
per year
+$135
Based on full eligible use at face value
5
4 credits · 1 perks
Which credit benefits does this card include?
Hotel Credit
Up to $300 per year in statement credits for hotel bookings on cititravel.com (2+ nights).
$300
annual
Splurge Credit
Up to $200 per year — choose up to 2 brands from 1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation.
$200
annual
Blacklane Credit
Up to $100 semi-annually in statement credits for Blacklane chauffeur service ($200/year).
$100
semiannual · $200 estimated annualized value
Global Entry or TSA PreCheck Credit
Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application fee.
$120
every 4 years · $30 estimated annualized value
What other benefits does this card include?
Priority Pass Select
Complimentary Priority Pass Select membership plus 4 American Airlines Admirals Club passes per calendar year.
Related benefit guides
Frequently asked questions
What is the estimated annualized value of Strata Elite Card credits?
Citi Strata Elite Card has 4 listed credits with an estimated annualized value of up to $730 when every eligible benefit is fully used. Multi-year credits are averaged across their eligibility periods.
Does the Strata Elite Card annual fee make sense?
Based on full eligible use at face value, the listed credits' estimated annualized value is about $135 more than the $595 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.
Which Strata Elite Card benefits should I track first?
Start by reviewing Hotel Credit, Splurge Credit, and Blacklane Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.
What should I verify before relying on Strata Elite Card benefits?
Check current Citi terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.
Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with Citi.
Keep these credits on your list
Track all 4 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.