Chase · $95 annual fee
Chase Sapphire Preferred benefits and credits
Chase Sapphire Preferred has 1 listed credit with an estimated annualized face value of up to $50 when fully used. The annual fee is $95. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with Chase.
$50
estimated annualized value
$95
per year
-$45
Based on full eligible use at face value
1
1 credits · 0 perks
Which credit benefits does this card include?
Annual Hotel Credit
$50 annual hotel credit for bookings made through Chase Travel.
$50
annual
Related benefit guides
Frequently asked questions
What is the estimated annualized value of Sapphire Preferred credits?
Chase Sapphire Preferred has 1 listed credit with an estimated annualized value of up to $50 when every eligible benefit is fully used.
Does the Sapphire Preferred annual fee make sense?
Based on full eligible use at face value, the listed credits' estimated annualized value is about $50, leaving a modeled gap of about $45 against the $95 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.
Which Sapphire Preferred benefits should I track first?
Start by reviewing Annual Hotel Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.
What should I verify before relying on Sapphire Preferred benefits?
Check current Chase terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.
Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with Chase.
Keep these credits on your list
Track all 1 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.