Bank of America · $395 annual fee
Bank of America Atmos Rewards Summit Card benefits and credits
Bank of America Atmos Rewards Summit Card has 2 listed credits with an estimated annualized face value of up to $80 when fully used. Multi-year credits are averaged across their eligibility periods. The annual fee is $395. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with Bank of America.
$80
estimated annualized value
$395
per year
-$315
Based on full eligible use at face value
6
2 credits · 4 perks
Which credit benefits does this card include?
Flight Delay Credit
Up to $50 per year in statement credits for eligible purchases during qualifying flight delays.
$50
annual
Global Entry or TSA PreCheck Credit
Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application fee.
$120
every 4 years · $30 estimated annualized value
What other benefits does this card include?
Global Companion Award
One global companion award ticket each year on Alaska Airlines.
Alaska Lounge Passes
8 Alaska Lounge day passes per year (issued quarterly).
Status Points
10,000 Alaska Airlines Mileage Plan status qualifying points each year.
Free Checked Bag
Free checked bag on Alaska Airlines flights for the cardholder and up to 6 companions.
Related benefit guides
Frequently asked questions
What is the estimated annualized value of Atmos Rewards Summit Card credits?
Bank of America Atmos Rewards Summit Card has 2 listed credits with an estimated annualized value of up to $80 when every eligible benefit is fully used. Multi-year credits are averaged across their eligibility periods.
Does the Atmos Rewards Summit Card annual fee make sense?
Based on full eligible use at face value, the listed credits' estimated annualized value is about $80, leaving a modeled gap of about $315 against the $395 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.
Which Atmos Rewards Summit Card benefits should I track first?
Start by reviewing Flight Delay Credit and Global Entry or TSA PreCheck Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.
What should I verify before relying on Atmos Rewards Summit Card benefits?
Check current Bank of America terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.
Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with Bank of America.
Keep these credits on your list
Track all 2 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.