American Express · $150 annual fee
American Express Hilton Honors Surpass Card benefits and credits
American Express Hilton Honors Surpass Card has 1 listed credit with an estimated annualized face value of up to $200 when fully used. The annual fee is $150. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with American Express.
$200
estimated annualized value
$150
per year
+$50
Based on full eligible use at face value
2
1 credits · 1 perks
Which credit benefits does this card include?
Hilton Credit
Up to $50 per quarter in statement credits at Hilton properties ($200/year).
$50
quarterly · $200 estimated annualized value
What other benefits does this card include?
Free Night Reward
One Free Night Reward after $15,000 in purchases in a calendar year.
Related benefit guides
Frequently asked questions
What is the estimated annualized value of Hilton Honors Surpass Card credits?
American Express Hilton Honors Surpass Card has 1 listed credit with an estimated annualized value of up to $200 when every eligible benefit is fully used.
Does the Hilton Honors Surpass Card annual fee make sense?
Based on full eligible use at face value, the listed credits' estimated annualized value is about $50 more than the $150 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.
Which Hilton Honors Surpass Card benefits should I track first?
Start by reviewing Hilton Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.
What should I verify before relying on Hilton Honors Surpass Card benefits?
Check current American Express terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.
Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with American Express.
Keep these credits on your list
Track all 1 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.