American Express · $550 annual fee

American Express Hilton Honors Aspire Card benefits and credits

American Express Hilton Honors Aspire Card has 3 listed credits with an estimated annualized face value of up to $700 when fully used. The annual fee is $550. Count only benefits that fit purchases you would make anyway, and verify current enrollment and eligibility rules with American Express.

Listed credits

$700

estimated annualized value

Annual fee

$550

per year

Estimated annualized credits minus fee

+$150

Based on full eligible use at face value

Benefits listed

6

3 credits · 3 perks

Which credit benefits does this card include?

Hilton Resort Credit

Up to $400 per year in statement credits at participating Hilton Resorts ($200 semi-annually).

$200

semiannual · $400 estimated annualized value

Hilton Resorts

Flight Credit

Up to $200 per year in statement credits on eligible flight purchases ($50 per quarter).

$200

annual

Waldorf Astoria & Conrad Credit

Up to $100 credit at Waldorf Astoria and Conrad properties.

$100

annual

Waldorf AstoriaConrad

What other benefits does this card include?

Hilton Diamond Status

Complimentary Hilton Honors Diamond status with benefits like room upgrades, executive lounge access, and bonus points.

Free Night Award

One Free Night Award on each cardmember anniversary, usable at most Hilton hotels.

Priority Pass Select

Complimentary Priority Pass Select membership granting access to 1,400+ airport lounges worldwide.

Related benefit guides

Frequently asked questions

What is the estimated annualized value of Hilton Honors Aspire Card credits?

American Express Hilton Honors Aspire Card has 3 listed credits with an estimated annualized value of up to $700 when every eligible benefit is fully used.

Does the Hilton Honors Aspire Card annual fee make sense?

Based on full eligible use at face value, the listed credits' estimated annualized value is about $150 more than the $550 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.

Which Hilton Honors Aspire Card benefits should I track first?

Start by reviewing Hilton Resort Credit, Flight Credit, and Waldorf Astoria & Conrad Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.

What should I verify before relying on Hilton Honors Aspire Card benefits?

Check current American Express terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.

Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with American Express.

Keep these credits on your list

Track all 3 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.