American Express · $150 annual fee

Amex Delta SkyMiles Gold benefits

The Delta SkyMiles Gold Card lists up to $100 per year in statement credits for eligible Delta Stays bookings. It earns 2 miles per dollar on eligible Delta purchases, dining, and U.S. supermarket purchases, plus 1 mile per dollar on other eligible purchases.

Reviewed September 10, 2026Sources:American Express Delta SkyMiles Gold benefits and terms

What stands out

$100 Delta Stays credit

Eligible Delta Stays bookings can receive up to $100 in statement credits each year.

2x miles in everyday categories

The card earns 2 miles per dollar on eligible dining and U.S. supermarket purchases.

2x miles with Delta

Eligible Delta purchases earn 2 miles per dollar under the current card terms.

Listed credits

$100

estimated annualized value

Annual fee

$150

per year

Estimated annualized credits minus fee

-$50

Based on full eligible use at face value

Benefits listed

1

1 credits · 0 perks

Which credit benefits does this card include?

Delta Stays Credit

Up to $100 per year in statement credits for Delta Stays bookings.

$100

annual

Delta Stays

Related benefit guides

Frequently asked questions

What is the estimated annualized value of Delta SkyMiles Gold Card credits?

American Express Delta SkyMiles Gold Card has 1 listed credit with an estimated annualized value of up to $100 when every eligible benefit is fully used.

Does the Delta SkyMiles Gold Card annual fee make sense?

Based on full eligible use at face value, the listed credits' estimated annualized value is about $100, leaving a modeled gap of about $50 against the $150 annual fee, before rewards and other benefits. This modeled comparison is not savings. Your usable value depends on whether the credits match spending you would make anyway.

Which Delta SkyMiles Gold Card benefits should I track first?

Start by reviewing Delta Stays Credit because they have the largest estimated annualized face value in this guide. Prioritize only the benefits that fit purchases you would otherwise make.

What should I verify before relying on Delta SkyMiles Gold Card benefits?

Check current American Express terms for enrollment, eligible purchases, spending thresholds, benefit periods, and statement-credit timing. Account-specific terms and card changes can affect what applies to you.

Benefit terms can change. Estimated annualized values model full eligible use at face value and average multi-year credits across their eligibility periods. They do not represent actual savings. Verify current terms with American Express.

Keep these credits on your list

Track all 1 listed credit benefits manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.