American Express Platinum Card · $895 annual fee

How to use the American Express Platinum Card Resy Credit

American Express Platinum Card's Resy Credit provides up to $100 per quarter for Resy. The benefit follows a quarterly reset. Check current American Express terms for enrollment, eligible purchase channels, posting rules, and the exact deadline before relying on the credit.

Up to $100 per quarter in statement credits for dining at Resy restaurants ($400/year).

Benefit amount

$100

Quarterly

Estimated annualized value

$400

Based on full eligible use

Resets

Quarterly

Verify the issuer terms

Annual fee

$895

per year

When does this benefit reset?

This benefit resets quarterly. Verify the exact quarter-end dates in the current issuer terms.

Where can you use this benefit?

Resy

How can you use this benefit?

1

Check restaurant gift-card eligibility

Some participating Resy restaurants sell e-gift cards through Toast. Community reports indicate that some purchases may receive the credit, but eligibility varies by merchant and payment channel. Verify current Amex terms before purchasing.

Reported guidance · Checked April 15, 2026 · Source: UseYourCredits.com / Thrifty Traveler Oct 2025

2

Book a reservation on Resy

Use Resy to find a participating restaurant and review the accepted payment method. Eligible restaurant charges may receive the credit when the current terms are met.

Confirmed guidance · Checked April 15, 2026

Common mistakes to avoid

  • The credit is limited to eligible Resy locations and payment channels; a Resy listing alone may not be enough.
  • Gift-card eligibility varies by restaurant and purchase channel. Verify current terms before buying.

Benefit terms and reset dates can change or vary by account. Verify current terms and account-specific dates with American Express.

Frequently asked questions

How much is the Resy Credit worth?

The Resy Credit provides up to $100 per quarter. Based on full eligible use at face value, its estimated annualized value is up to $400 on the American Express Platinum Card.

When does the Resy Credit reset?

This benefit resets quarterly. Verify the exact quarter-end dates in the current issuer terms.

Where can I use the Resy Credit?

Use the Resy Credit for Resy. Always verify the latest eligible merchant and purchase rules with American Express before making a purchase.

What should I verify before using the Resy Credit?

Check whether enrollment is required, which purchases and payment channels qualify, when the charge must post, and whether your account has different terms. American Express's current terms control the benefit.

Related guides

Keep this benefit on your list

Add the card and record usage manually on Free. With Pro, the browser extension can import issuer-reported activity for supported cards after you sign in on the issuer's website and remind you before eligible benefits reset.